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關於土地貸款利率行情整理如下表，一般來說，建地類型的利率行情相對較穩定，工業用地、林地、山坡地，用來抵押申辦貸款的利率則通常比較差。但最終的利率與額度還是以銀行的核貸結果為準：若諮詢時衍生收費標準說不清楚或含糊帶過，也要小心，所有合�
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信用不好的人可參考以上方法，不過銀行的過件率可能還是很低，因此會建議信用狀況不良的人找民間貸款，像是申辦門檻低的手機貸款或有擔保品的汽機車貸款，若最後還是一樣無法過件，那可能就是本身信用瑕疵太嚴重，建議先提高信用評分再來申辦貸款！只�
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當鋪借款也是一種常見的貸款管道，比起其他貸款方式，當鋪的年利率通常較高，且借款人需要提供高價的貴重物品（如珠寶、電子產品等）作為抵押品。在當鋪評估物品的價值後，提供一定比例的現金。這種方式撥款迅速，但如果借款人未能按時還款，抵押品將�
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